For Teachers

Personal Finance in the Elementary Grades delivers engaging, online, college-accredited professional development in personal financial literacy (PFL) for elementary teachers. The online course features more than four hours of high-quality films in a style similar to PBS documentaries. These films present PFL and economic content in an entertaining and engaging style through:

  • Real world stories that illuminate principles of economics.
  • Interesting personalities whose lives are influenced by the underlying concepts of each topic.
  • Highly entertaining films based on sound pedagogy.

fffl-home-banner-allThis online course provides teachers with classroom lessons and supporting materials from the Financial Fitness for Life series from the national Council for Economic Education.

One of more than twenty in-classroom teaching examples from the accredited course for teachers.

Personal Finance in the Elementary Grades is currently available as an accredited course with active online facilitation by Teresa Yohon, PhD. It is also available as a YouTube Channel, Schoology Course, and Open Access Resources. A self-directed course is also available.

Accredited CourseProffessional development for
teachers with credit from the University of Colorado
Free Films – a YouTube channel with four hours of high-quality
films on finance and economics
Open Access Learning on EDxLearn the
underlying principles of economics and finance you’ll need to teach K-5
Open Access Learning on Schoology – Films for use
by teachers in Schoology courses. (access code 3X426-M6TD4)


The demand for PFL training in Colorado has been accelerating since 2010. The Colorado Department of Education, in unfolding its new academic content standards, created a timeline of “Awareness and Dissemination” in 2010-11; “Transition” in 2011-2013; and “Implementation” in 2013-2014. CCEE has discovered that each of the 178 school districts in Colorado, in response to the PFL mandate, has its own approach, its own timetable and plan for implementing PFL. But some realities are overarching.

It’s worth noting that all elementary teachers (K-5) are expected to incorporate PFL into their teaching. PFL is embedded in the math and social studies (economics) standards, and each elementary teacher is responsible for helping his or her students master that knowledge and internalize the accompanying skills and behaviors. The reality is that as active as CCEE (and other organizations like Jump$tart and Junior Achievement) have been in promoting PFL training, the potential demand, especially at the elementary level, simply exceeds the capacity to offer the training. There are nearly 900,000 public and private school students in the state of Colorado. About half of those are elementary students. That translates into somewhere around 18,000 elementary teachers (calculated at 450,000 students divided into individual classes of 25). At the secondary level, it’s the economics, social studies, business or consumer family studies and perhaps math teachers who will end up delivering PFL. At the elementary level, EVERY teacher, all 18,000, will be expected to incorporate PFL into their instructional repertoire. CCEE has come to the conclusion that it is at the elementary level where the most immediate demand will be, and it is the most problematic in terms of professional development. It will be impossible to deliver training to that number of teachers thirty at a time. The situation is tailor-made for an on-line opportunity, where every elementary teacher is a potential student. Personal Finance in the Elementary Grades offers that opportunity.